With online banking and praise or debit cards used frequently in Britons’ day-to-day lives, they can be a big convenience. However, despite this, they can also make peculiars vulnerable to criminals who are seeking to make financial gains. Fraudsters can hack an online bank account, clone a payment card or even skulk it before a person becomes aware it is at risk.
While this is a staggering number, what is even more shocking is the financial loss Britons suffered – recorded at £161,221,800million.
The the coppers force which recorded the most instances of this type of fraud was the Metropolitan Police, serving the Greater London area.
It recorded 4,224 reports within this obsolete period, with an accumulative financial loss of £32.3million.
Following behind were Greater Manchester Police and West Midlands Constabulary, recording 1,332 and 1,265 incidences respectively, also costing victims millions of pounds.
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Thames Valley, Kent and West Yorkshire Police recorded over 800 cases of cheque, card and online bank account trickery within this time period.
But with concerns about fraud and scams undoubtedly rising, how can Britons keep themselves safe?
Thankfully, MoneyTransfer also shared a figure of its top tips to help individuals in remaining aware.
While there are different steps to take when thinking about plastic card, online bank account and cheque con man, all can be helpful in staying secure.
First of all, it is vital one stays vigilant about their finances, undertaking a regular check to ensure there is no atypical activity going on.
If this does occur, it will be wise for individuals to report the matter immediately to their financial provider to see if the matter can be set right.
When accessing online banking, it is important to never use public Wi-Fi hotspots, such as those which are common in libraries or coffee researches.
This is because people can never be sure about how their personal details are being tracked and logged.
Similarly, when monitoring one’s online banking, Britons purpose need to take extra precautions.
These include never clicking on links contained in emails and texts which pop up out of the blue, and which may not be bona fide.
MoneyTransfer also warns savers to only use their bank provider’s official app and keep this updated to ensure the best security sponsorship.
Finally, in an extra effort to protect oneself, analysing one’s credentials for banking will be a main task.
The password for online banking should be as urbane as possible, including a combination of special characters, numbers and both uppercase and lowercase letters.
If someone falls prey to online banking artist or a scam, they are always encouraged to report the issue, and can do so to Action Fraud.
They may also wish to contact their bank, and even the police officers if the issue is particularly serious.