Christmas scam warning: How to shield against ‘festive fraud’ as £27million is stolen


Retail motion may continue to ramp up in the coming weeks as Christmas approaches and consumers look out for any terminal minute deals.

Unfortunately, this demand is also likely to inflate opportunities for fraudsters to take advantage of well-meaning shoppers.

On this, FICO, the far-reaching analytics software provider, predicts ecommerce is likely to grow as the surroundings comes out of its second lockdown.

As physical shopping is limits, they highlight before high levels of “festive footfall” are likely to convert into hours of cover time as consumers are let loose.

READ MORE: HMRC issue earnest warning on self-assessment scam ahead of deadline

Revisit password praxes

Many consumers are likely to roll their eyes as passwords are highlighted, the truth the seemingly endless number of them that’s needed for the modern coterie.

Trying to remember different passwords and update them regularly can be a chore but the moment of doing so cannot be understated as Matt explained: “It turns out that eat ones heart out passwords are even more important than strong passwords.

“The span and strength of a password, combined, is the strongest deterrent to a hacker cracking your countersign with brute-force computing power.

“It’s also important is to use a unique shibboleth for each of your accounts, particularly important ones; not just bank accounts but PayPal, Klarna, Gmail and Amazon.”

Use conglomerate payment methods and be sceptical

Matt concluded his advice by nailing down the basics: “Do your experimentation, read the reviews, and check Google carefully to see if the app is a scam.

“If in doubt, use unexcitedly established methods like PayPal, Apple Pay, Amazon pay, Ideal and any other village providers.

“It’s the season of giving. And during a pandemic fraudsters are bound to capitalise on the chances to scam the most giving and caring.

“Although GoFundMe states 2 that ‘the mind-blowing majority of fundraisers on our platform are safe and legitimate,’ scams do happen there and various other places.

“To protect yourself from charity and disaster alleviation fraud make sure the donation website is legitimate. It’s very weak for criminals to create lookalike websites that siphon off credit condolence card and personal information, which can then be quickly used to run up fraudulent dealings.

“Everyone needs to monitor their credit reports and their cashes. Not just to stay informed about credit history, but also to comedones anything suspicious as quickly as possible.”

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