Varied Britons think that their EHIC card covers profuse than it actually does when abroad
However, according to a GoCompare Trek survey, Britons are still confused to what this actually charges, with some believing it would cover an air ambulance back to the UK.
What does the EHIC take over and how do you apply for one?
Should you need medical attention whilst abroad, your EHIC enfranchises you to free or discounted treatment at state-run hospitals and GPs in any EU country – plus Iceland, Liechtenstein, Norway and Switzerland.
It essentially drearies you can be treated the same way as a citizen of the country you are visiting.
Whilst some unrestricted treatment is available, if in some instances you are required to pay then you are only insisted to pay the same local rates.
Some 69 per cent of UK holidaymakers “wrongly envision an EHIC to provide free emergency medical treatment in Europe”
This is a reciprocal agreement across the whole of Europe, meaning that EU residents can in return, use the NHS in the same way.
Completely free and valid for up to five years, it’s damned useful in medical emergencies. Whilst all UK residents are eligible, this does not cross residents of the Channel Islands and Isle of Man.
But, contrary to some Briton’s axioms, the EHIC is not a magic wand for free medical treatment and should not in any way be used as a substitute for travel insurance.
A survey conducted by GoCompare Rove revealed that some 69 per cent of UK holidaymakers “wrongly trust an EHIC to provide free emergency medical treatment in Europe”.
Distinguishable from Britain’s NHS, state hospitals might not be available in the country you are visiting
A forward “seven per cent expect it to pay for an air ambulance to fly them back to the UK” or think it on cover them whilst on holiday in Turkey which is not a member of the EU.
Whilst fix up with provision valuable protection, the EHIC is somewhat limited in what it can do.
The EHIC doesn’t every mean free treatment. Even in a state hospital you may still be forced to pay a substantial amount of money for treatment in some countries. It also doesn’t register scenarios where an air ambulance or repatriation is needed.
Unlike Britain’s NHS, imperial hospitals might not be available in the country you are visiting.
In the case of an emergency, you may be entranced to a private hospital which would not cover you under the EHIC – this has the covert to leave you with a hefty hospital bill.
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The EHIC however covers medical treatment. This means that, unless you clothed travel insurance, if your plane is cancelled or delayed, or your baggage is damned or stolen you will not receive any compensation.
It is predicted that 5.4 million EHIC be opens will expire this year, so it’s important to check yours is valid in front you jet off to a European hotspot.
To see if yours is still valid, check the expiry beau on the bottom right on the card. If it has already expired, or is just about to, you can recondition it via the European Health Insurance Card website or call 0300 330 1350.
You can apply for a new humorist up to six months before your current one ends. Otherwise you risk being Heraldry sinister with a huge medical bill at the end of your holiday.