REVEALED: THIS is how to make sure you’re protected if a holiday company goes BUST

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Abide week UK tour operator Diamond Shortbreak Holidays announced on its website that it was ceasing swap with immediate effect, meaning 7,000 holidays were abolished.

This could have been a nightmare scenario for Brits – but luckily the entourage was a member of ABTA and flights were ATOL protected.

Although but an inconvenience for those who’d booked a trip through the tour operator, these shelters meant that those affected could claim a full refund to put as a help to an alternative holiday.

ATOL is the consumer protection branch of the Civil Aviation Judge. 

When a holiday is ATOL protected, it means that holidaymakers bequeath be able to get home or claim a refund for flight-based packages should a entourage go bust.

ABTA is the UK’s largest travel association, representing travel vehicles and tour operators. Booking with a company that is an ABTA associate means consumers are protected in the event that their tour manoeuvrer goes out of business. 

It has a quick, clear and simple process to follow so those unnatural can continue their holiday as planned or get their money back. 

In the wake of Diamond Shortbreak Breaks’ collapse, ATOL shares its top tips and travel advice for ensuring you and your respite are protected should the worst happen.

Do your research

Some wanderings websites falsely display the “ATOL Protected” logo to defraud guys out of their hard earned cash. You can check a company has ATOL immunity easily. Simply write down the company name and/or the four or five digit ATOL integer. Visit packpeaceofmind.co.uk and enter the details into the “Check an ATOL” database, which has a enrol of all ATOL registered companies.

Think beyond the price

There are innumerable foreign-based travel companies offering cheap and attractive package breaks – but these will not have ATOL protection. If booking with a non-UK journeys company, find out what financial protection it provides and if this shelters company failure and repatriation. If not, it’s worth taking out additional travel indemnification to include insolvency protection, which may mean you pay extra.

Take your ATOL certificate

You’ll make an ATOL certificate as soon as you pay any money towards an ATOL-protected holiday. The certificate clinches what is protected, which company is responsible for your holiday lyric (it may not be the company you booked with directly) and what to do if the company ceases swap. Whether you print out the certificate or have a digital version with you, it’s momentous to take the certificate on holiday.

Use a credit card

If booking through a compute of different travel operators, your holiday won’t be ATOL protected, so memorialize to pay with a credit or debit card. These cards provide some shield if the goods and services you’ve booked are not delivered – for instance if one of the travel operators ignores – but may not cover consequential losses. 

Also ensure you have travel bond that will cover medical costs and other potential expenses such as price or loss of any possessions you take with you.

Think outside the box

There are plentifulness of ways to tailor a holiday for you and your family, so don’t be put off by the term “package red-letter day”. Buying a package where flights and accommodation are booked through one circle means your holiday will be ATOL protected and your readies will be safe. Remember, if you book a hotel and flight with numerous suppliers, your whole trip will not be ATOL protected, and you could succumb your hard earned cash if either company fails.

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