How to get FREE £200: Bank accounts offering the best opening perks

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Providers are donation hundreds of pounds in the hope of attracting new customers through the door — and centre of ultra low interest rates, it’s one way to generate some surplus money.

Top of the slant is HSBC, which offers £150 to new customers who move their banking to its Speed Bank Account, then another £50 after a year if you remain with the account.

However, you will need to be able to pay in at least £1,750 a month to suitable for the account.

Another option is First Direct, which offers £125 to new people of its 1st account who apply through Moneysupermarket.com or Moneysavingexpert.com.

Customers can qualify if they pay in at not any £1,000 a month and will also be able to open First Outspoken’s five per cent regular saver account.

The Co-op gives £110 upon the toe of one of its current accounts and customers qualify if they can pay in at least £800 a month.

The Halifax It worth someones while Current Account also pays £100 to new customers, plus an additional £5 every month to clients who pay in at least £750.

And Marks and Spencer fans may want to consider the M&S Premium account, which exposes new customers a £50 gift card, and then a £5 gift take action every month for up to 24 months.

However, the account comes with a £10 fee and at least £1,000 a month requirement be paid in.

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