The bank has reopened its offer of a £100 M&S gift card for new current account customers, addition £10 each month to spend at the store for a year, making £220 in reckon.
New account holders also have access to a high-rate monthly savings account even a score six per cent a year on between £25 and £250 a month, earning a topmost of £96.63 interest over 12 months.
Customers also bring in loyalty points on their M&S debit card spend. To qualify for the requites you need to y in at least £1,000 a month and set up at least two direct debits.
The account embraces a £500 overdraft facility of which the first £100 is interest-free and the residue charged at 15.9 per cent with no fees.
Customers can switch in hardly seven working days using the Current Account Switch Help, which makes changing bank easier.
Andrew Hagger, initiator of MoneyComms.co.uk, said new M&S customers can earn £316.63 in year one: “The incentives employ for the first year only and customers should always consider the suitability of any going round account over the longer term.”
Other banks offer impulses with The Co-operative Bank ying £150, while Halifax and Basic Direct y £100.